The US has a host of private and government-approved health insurance providers. So many, that it can get awfully difficult for a beginner to go through everything each of these insurance companies provides, and then pick one that covers all their needs.

To help you navigate the sea of health insurance companies, we have created a list of the top 3 healthcare and insurance companies in the market right now:


Written Premiums: $156.9 billion

UnitedHealth Group is a diversified health & well-being organization that holds a 14.2% market share and is known for its advanced technology, clinical expertise, data, and deep knowledge of health information

Serving clients in the US and over 130 other countries around the world, the UnitedHealth Group is divided into two distinct platforms: Optum, which provides information and technology-enabled health services, and UnitedHealthcare, which provides healthcare coverage and other services.

Besides healthcare and insurance, the group invests over $3.5 billion in innovation and healthcare technology and also processes approximately 1.1 trillion insurance transactions annually.

Kaiser Foundation

Written Premiums: $93.2 billion

Kaiser Foundation Health Plan, Inc. is a non-profit healthcare organization with control on 8.5% of the market share. This healthcare and insurance organization serves patients in the US and offers a wide variety of healthcare services like: audiology, allergy, cardiology, oncology, dermatology, hospice, nephrology, laboratory, pain management, occupational therapy, pediatric rehabilitation, and pharmacy services.

Anthem, Inc.

Direct Written Premiums: $67.2 billion

As a health benefits company, Anthem, Inc. is constantly working towards improving the lives of individuals and communities by making healthcare more accessible and simpler. Anthem and its affiliated companies hold a 6.1% market share, serving more than 78 million people (including over 41 million within its family of health plans)

Over the years Anthem group’s affiliated health plans have successfully created various PPOs, HMOs, hybrid & specialty products, network-based dental products, and health plan services that function on the basic function of combining attributes that consumers find attractive and need, with effective cost control techniques.

They let their individual consumers or members of employer groups select from a range of basic to comprehensive plans that meet their needs perfectly. Besides these plans, they also offer flexible spending accounts.